
The Journal
“Life is short… and the World is wide… Our experiences are stories to be told.”

The Silent Crisis: Unethical Banking Practices, Debt Collection, and the Alarming Rise of Consumer Trauma and Suicide
In recent years, two distressing trends have converged, shedding light on the profound impact of banking practices on the mental health of consumers during times of financial hardship. We explore the devastating consequences of both aggressive debt collection tactics and unethical lending practices, revealing how these practices have become significant drivers of fatalities among vulnerable individuals. As we delve into this deeply troubling issue, it is essential to acknowledge the human toll exacted by the banking industry's pursuit of debt collection and the consequences of unethical lending.

The Digital Revolution in Textbook Publishing and Vocational Qualifications: Charting the Course for the Future
In a move that echoes the seismic shifts of the digital age, textbook publishing is undergoing a profound transformation. The herald of this change, characterized by a "digital first" approach, is rewriting the playbook that has governed the industry for more than a century. The implications of this shift extend far beyond the realm of traditional publishing, with ripple effects felt in the domain of Vocational Qualifications and the broader landscape of education delivery and accreditation.

Simplicity and Excitement: Making the Sustainable Development Goals Tangible and Effervescent
Embarking on a journey towards a better future, the Sustainable Development Goals (SDGs) offer a guiding light amid the complexities of our world. However, the challenge lies in translating these goals into a language that resonates with everyone…

Fall Seven Times, Stand Up Eight
Have you ever wondered why some people never seem to achieve their goals, no matter how determined they are? It's a common struggle that many individuals face, and there are various reasons why success eludes them…

The Unravelling Tapestry of OpenAI: Microsoft's Strategic Foray Amidst Turmoil and Transformation
OpenAI, the trailblazing force in the AI landscape, has found itself at the epicentre of a seismic shift, thrust into disarray by the abrupt ousting and subsequent attempted reinstatement of its CEO, Sam Altman. This weekend saga has not only exposed internal power struggles but also illuminated the intricate balance between OpenAI's non-profit roots and its burgeoning for-profit ventures, sending shockwaves through the tech world.

Navigating Recruitment Challenges in the Post-Pandemic Era: The Decline of the Digital Nomad
In the wake of the pandemic, the recruitment landscape is undergoing a significant transformation, with companies grappling to navigate the new normal. One emerging trend that has gained momentum is the decline of the digital nomad. Once hailed as the epitome of work-life balance and flexibility, the digital nomad lifestyle is facing unprecedented challenges due to the recovery from the global health crisis.

Investing In Our World: Digital Currency Infrastructure as a Catalyst for SDG Financing
Traditional development financing alone will fall short of the resources required to achieve the SDGs. However, in the digital age, an emerging player in the financial landscape holds significant promise to bridge the funding gap and support the SDGs: digital currency infrastructure…

Are We Feeling Warm Yet?... Preventing Irreparable Damage to Society and the World
At the midway point of the United Nations' Sustainable Development Goals (SDGs) program, and the majority of the population and the planet on the cusp of experiencing record breaking temperatures in the 50s, with the Global Goals week fast approaching in September, it is imperative to recognize that these goals offer more than just opportunities for progress…

There Is No Superman To Save The World, But We ALL Can!
As the world reaches the halfway mark of the United Nations' Sustainable Development Goals (SDGs) program, the urgency to accelerate progress and avoid the SDGs becoming a mere epitaph of missed opportunities looms large…

An Ode to the Blue Tick Verification Populous
… You may think you are going to change the world,
But the reality is, only the stage has changed,
And here you all are like puppets entangled in strings,
Strings with a new name,
Only now your strings have become threads…

The Kiss of Death for Social Media: The Wrath of the ‘Every Person’
Welcome to the era of social media, where everyone’s got an opinion, a platform, and the desire to be recognized. But wait, not so fast! Enter the blue tick verifications—the holy grail of online validation…

… Get Shit Done and Take Prioritised Purposeful Action!
We’ve all been there, that impending action of pressing the snooze button, when we just need an extra five or ten minutes in bed, labouring on the potential procrastination of events, tasks, or actions that we know are just around the corner.

Unlocking the Potential Use of Transdisciplinary Learning in Quantum Marketing: A Fruit Analogy
Transdisciplinary learning holds immense potential in the realm of quantum marketing, enabling marketers to transcend disciplinary boundaries and unlock innovative strategies that captivate consumers.

The Power of Political Education: Empowering Voters for Informed Decision-Making
Ignorance is bliss, until you hit the ground, and by then it’s already too late to change. In today’s fast-paced political landscape, the choices we make at the ballot box have the potential to shape the course of our societies.

A Financial Paradigm: A US Debt Default and the Catalyst for Further Global CBDC Adoption
The possibility of the United States defaulting on its debt has raised concerns worldwide. With the US debt ceiling at a staggering $31 trillion and the looming threat of default on June 1st, the potential consequences extend far beyond American borders.

Understanding the Single Market and Customs Union: Explaining the Impact of Brexit
Minding my own business, on an unusually peaceful evening, I came across an interesting tweet from Professor Brian Cox. It reads as follows:

AI Unleashed: The Perils, The Potential, and The Imperative Regulatory Measures
Artificial Intelligence (AI) has transformed the world, revolutionising industries and enhancing various aspects of our lives. However, without proper regulation and legislation in place, AI's unchecked growth can pose significant dangers and threats to specific industries.

Is Social Media In Decline, and Where Do Social Media Apps Go To Die?
The 4th of October 2021 was a red letter date for many people worldwide, well ok nearly 3 billion users across continents found themselves in the worst possible predicament of social darkness, which for many felt like a lifetime, but in reality lasted 6 hours. For many of us, we were left in the precarious situation of a social media blackout, a paralysis of engagement, a permanent mute of our communication…

Is It Time To Put Down The Smart Phone?
One day a person once asked me about people’s current obsession and dependency with their mobile phones and how I would define this technological generation. So, I simply asked them… ‘What is an alcoholic?’… They replied, stating it was a person who enjoyed or needed too much alcohol…

New Year Resolutions
Resolutions... Recording the highs and lows of 2022. Key words: Opportunity and Sustainable or Sustainability.